图片来自百度百科在国内市场，支付宝的 「1% 事件」 几乎成了这种信心坍塌的缩影。2015 年，支付宝在 Apple Watch 发布后迅速推出适配版本，却长期放任 Windows Phone 客户端停更，核心功能缺失。用户既不能抢红包，也无法使用余额宝等高频服务，只能完成最基础的转账与充值。当时有用户自嘲为 「I am 1%」——既指平台份额，也是一种无奈的自我调侃。为不到 1% 的用户单独维护一套代码路径，本身就是亏本生意。
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“Intelligence tools have changed what it means to build and run a company,” Jack Dorsey, Block’s CEO, said in a letter to shareholders on Thursday. “We’re already seeing it internally. A significantly smaller team, using the tools we’re building, can do more and do it better. And intelligence tool capabilities are compounding faster every week.” Block is the parent company for online payment platforms such as Square and Cash App.